Here are extremely helpful documents on short sales and foreclosures:
Loan Modification Companies Approved by the State of California Department of Real Estate
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What Do I Do?
I buy and sell houses, and I specialize in buying houses from people who are behind on their monthly mortgage payments and can't sell their house. For example, someone has a house worth $500,000 and they owe $700,000 or more. Well, those people come to me because they can't sell their house, and I write up an agreement with them that I am going to get their lenders to accept a settlement on their account, and then I am going to resell the house. I don't charge them anything to do this; there are no upfront fees or costs. I make my money on the difference between what I buy it for and what I resell it for, so they have a settled account on their credit as opposed to a foreclosure. So if I don't get this deal done I don't make a dime!
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